Business Account Charges by RBS Bank

Thcharges for the day to day running of your account are detailed These charges together form your ‘service charge’. The charging periods for transactions forming part of your service charge generally end when your statement is produced. The charges are then applied 14 days later.

Business Current Account –Standard Tariff

You will pay a fixed amount for each transaction that you carry out on your Business Current Account. For details of charges on your Business Current Account see ‘Standard Tariff’

Business Plus Account

If you bank online or over the telephone you may prefer the Business Plus Account which includes free automated transactions. For details of charges on your Business Plus Account see ‘Business Plus Tariff’ on

Business Plus is only available to business customers with an annual turnover of less than £250,000 and less than £25,000 total borrowing.

Foundation Account –Standard Tariff

If you’re starting your first business and have no trading history, or if you have a poor credit history, our Foundation Account could be just what your business needs. It provides straightforward, transaction-based business banking, giving you and your business time to establish a credit and trading record. For details of charges on the Foundation Account see ‘Standard Tariff’

Royalties Business Account

You will pay a fixed monthly fee from only £25 covering you for every day transactions. In addition, there are plenty of extra benefits to help your business, for example, you can take advantage of discounted RBS Small Business Loan rates and annual card fees. For details of charges on the Royalties Business Account see ‘Royalties Business Account’

Treasurers Account Tariff

A simple way to manage your organisation’s finances. There are no transaction charges on frequently used services.

Start-ups

If you are starting a new business, we give you two years’ free banking.

Free banking means that the charges for the day to day running of your account (known in this leaflet as your “service charge”) will not apply during the free banking period. At the end of the free banking period, you will automatically move to the Standard Tariff detailed on pages 5 and 6. Charges for “Additional Services” and “Unarranged Borrowing” detailed in this leaflet are not part of the free banking offer. Free banking applies to businesses that started trading within the past twelve months with projected or existing annual turnover not exceeding £1 million.

"Financial calculator for Pocket PC”

Pocket 10B Plus Business Calculator is specifically designed for performing financial calculations and is based on the popular HP-10B/II.
Key features of the program include:

• Functions, thinks, and behaves like the HP-10B/HP-10BII
• Algebraic data entry
• Labeled output
• Automatic constants
• Interest conversion
• Business percentages
• Time value of money
• Cash flows analysis
• Amortization
• One and two variable statistics
• Three key memory

Emulate the popular financial calculator, HP-10B on your Pocket PC...

Business Communication

Business Communication:communication used to promote a product, service, or organization; relay information within the business; or deal with legal and similar issues. It is also a means of relaying between a supply chain, for example the consumer and manufacturer.
Business Communication is known simply as "Communications." It encompasses a variety of topics, including Marketing, Branding, Customer relations, Consumer behaviour, Advertising, Public relations, Corporate communication, Community engagement, Research & Measurement, Reputation management, Interpersonal communication, Employee engagement, Online communication, and Event management. It is closely related to the fields of professional communication and technical communication.

No business like this snow business

Suddenly, there's a lot of weather about. Winter has arrived, and, with it, those confusing months when it's hard to tell what the climate is up to from day to day. Some rely on the Met Office; others swear by seaweed, and many of us more experienced hands have discovered you can tell quite a bit by peeling back the curtains and looking through a window.

But that tells you only what the weather is doing in your own back yard. Obtaining a comprehensive national picture is more difficult. You can always phone friends, or, if you don't have any, scan webcams in far-flung parts. But, for a really reliable indicator of the national weather picture, you need to turn to the press. Since most national papers are produced in London, by staff living within commuting distance of the capital, the way they calibrate their snow coverage is a far more accurate way of detecting the nation's weather.